Understanding Asset Finance
Alexander James Finance is an asset finance brokerage company.
Asset finance is a financial strategy that allows your business to acquire assets without having to make a full upfront payment. This is commonly used for companies that want to keep the cash in the bank whilst still investing in products or services they need for the business.
Why use AJ Finance
Assets come in many forms... and so does finance
At Alexander James Finance we recognise that assets, financial circumstances and business growth strategies are all unique.
We pride ourselves on being a small business that is very well connected, with a wealth of experience in various sectors. This enables us to offer an unrivalled choice of competitive funding solutions, completely bespoke to your individual circumstances.
Take a look below at the main types of products we can offer, but get in touch for specialist advice on what's best for you.
Hire Purchase
Allows businesses to pay a deposit, then regular monthly payments over a period.
Leasing
Asset finance where the business rents the asset for a period of time.
Operating Leases
Short-term agreements where the business rents the asset for a fraction of its useful life.
Finance Leases
Usually over a longer period of time, renting an asset with full operating control.
Agricultural Loans
Specialist credit solutions structured to allow for the seasonality of the industry.
VAT & Corporation Tax Loans
A large VAT or Corporation Tax bill can put a strain on your cash flow.
Vehicle Finance
Flexible rates, deposits and balloon payments to meet your needs.
Bridging Loans
A bridging loan is a secured loan, meaning there must be an asset to set it against.
Equity Release
Use the equity in assets you already own to fund the purchase of something else.